The following information applies to you once you become a Registered Member

Your Privacy is a Priority to Us.

At SmokeEnder.com , we are committed to safeguarding customer information. Since your privacy is a priority to us, SmokeEnder.com will not share nonpublic information about you with third parties outside of the SmokeEnder.com corporate family without your consent, except as explained in our Privacy Policy.

From time to time, we may communicate to you special offers for products or services of third parties outside of the SmokeEnder.com corporate family, which we believe may be of interest to you, as explained in our Privacy Policy. However, we will not provide these third parties with any nonpublic information about you without your consent.

We have created our Privacy Policy to communicate our privacy commitment to you, and to serve your privacy needs.

Privacy Policy

ABOUT OUR PRIVACY POLICY…

Protecting your privacy is important to SmokeEnder.com. We want you to understand what information we may gather and how we may share it. This Privacy Policy explains SmokeEnder.com's collection, use, retention and security of information about you.

How We Gather Information

As part of providing you with our services, we may obtain information about you from the following sources:

• applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, and income;
• your transactions with us, our affiliates (members of the SmokeEnder.com corporate family), or others;
• public sources. This information may include real estate records and telephone numbers.

Sharing Information Outside the SmokeEnder.com Corporate Family

We are required to or we may provide information about you to third parties outside of the SmokeEnder.com corporate family without your consent, as permitted by law, such as,

• to respond to a subpoena or court order, judicial process or regulatory authorities;
• to consumer reporting agencies;
• in connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit;
• to protect against fraud.

In addition, we may provide information about you to our service providers to help us process your applications or service your accounts. Our service providers may include billing service providers, mail and telephone service companies, insurers, loan settlement service providers, property inspection companies, attorneys or other professionals.

We may also provide information about you to our service providers to help us perform marketing services (including the marketing of SmokeEnder.com products and services and the products and services of non-SmokeEnder.com companies). The information provided to these service providers may include the categories of information described above under "How We Gather Information" limited to only that which we deem appropriate for these service providers to carry out their functions.

We do not provide nonpublic information about you to any non-SmokeEnder.com company whose products and services are being marketed unless you authorize us to do so. These non-SmokeEnder.com companies are not allowed to use this information for purposes beyond your specific authorization.

Our Former Customers

Even if you are no longer a SmokeEnder.com customer, our Privacy Policy will continue to apply to you.

Collection of Information

SmokeEnder.com's Privacy Policy explains our collection, use, retention and security of consumer information and applies to SmokeEnder.com's products and services offered within the United States for consumer (not business) purposes. Online activities of consumers, therefore, may be subject to both the Privacy Policy and the Digital Privacy Practices.

SmokeEnder.com's Digital Privacy Practices explain our privacy practices regarding the information we collect about you when you visit or transact business on our Web site. They do not constitute a contract or create legal rights or modify or amend any agreements SmokeEnder.com has with customers.

Technology Used in the Online Collection of Information/Cookies

We may collect and store information about your visit to our Web site. To collect this information, our web server may write a "cookie," which is a small file, to your hard drive. We may use cookies to enhance your online experience, to facilitate your use of our Web site and to collect anonymous, aggregated site-visitation statistics which we can use to measure the effectiveness of, and to improve, not only our Web site but our products and services.

If you register for certain personalized services, or choose to save personal information on our Web site, such information may be stored in a cookie. This allows us to greet you by name the next time you visit our Web site. This also makes your repeated online interactions with us easier by allowing you to avoid re-entering your log-in or other information each time you visit our Web site.

The cookies also allow SmokeEnder.com to monitor, on an anonymous, collective basis, information such as:

• The Internet service providers that our customers and visitors use.
• The type of browsers, such as Microsoft Explorer or Netscape, that our customers and visitors use.
• The Internet Protocol addresses of our customers and visitors.
• The traffic on our Web pages, and the average time spent on each page.
• The number of first-time visitors and return customers to our Web site.

This information helps us monitor our Web site and ensures that it is accessible to customers and visitors. This information also helps us develop content and services that offer the best value and most benefits to our customers and visitors.

If you are uncomfortable with our use of cookie technology, you can set your browser to refuse cookies or to alert you when and by whom cookies are being written to your hard drive. Certain services are dependent on cookies, and you may disable those applications by refusing cookies.

Technology Used in the Online Collection of Information/Tracer Technologies

Tracer, or spotlighting, technologies may also be used by SmokeEnder.com or its service providers. Tracers are tiny, invisible graphics that tag content to collect anonymous site- visitation statistics and track the effectiveness of certain marketing campaigns like banner advertisements and e-mail. We review the collected information on an anonymous aggregated, or group, basis without any personally identifiable consumer information.

Tracers are used by SmokeEnder.com or our service providers to:

• Provide usage measurements for some portions of our Web site.
• Track the number of times our Web site is accessed from a SmokeEnder.com advertisement placed on a third party's Web site.
• Trace a hyperlink to our Web site provided in an e-mail message distributed by us or on our behalf revealing whether such visitors subsequently apply online for, are approved for and/or use a SmokeEnder.com product or service.
• Monitor the number of our customers who open particular e-mail messages that they choose to receive.

Tracer technology may also be used to determine whether a customer who has opted to receive informational e-mails from SmokeEnder.com is capable of reading e-mails sent in HTML format. We prefer to send e- mails in HTML format since it allows customers to view better graphics and improves the customer experience. The e-mail address of each customer that is identified as being capable of reading HTML formatted e-mails is marked "HTML-capable" and subsequent e-mails are sent to the customer in HTML format. If an e-mail address is not HTML-capable, subsequent e-mails are sent in text or AOL format. Customers can request, at any time, to discontinue SmokeEnder.com e-mails.

Information Storage

If you submit an application or form to us online, or request an online transaction, SmokeEnder.com may store the information you send in an electronic database.

Third-Party Web Sites

Our Web site contains links to third-party sites that you may find useful. These sites may have their own privacy policies. You should review the privacy policy of any Web site before you provide personal or confidential information.

Privacy and Children

SmokeEnder.com respects the privacy of children. When SmokeEnder.com offers online educational opportunities to children, we will not collect names or any other personally identifiable information from children.